Throughout his 34 year career, Mr. Warwick has been a trusted advocate for consumers and investors in the banking, brokerage and insurance industries

He is passionate about cultivating long-term relationships with each and every client and their families.

Rick believes that the most important thing that he can do for his clients is to provide them with an investment strategy that focuses on long-term success.  Strategies that will help each of them achieve their own unique financial goals.

His passion for the financial-services industry has resulted in long lasting relationships with his clients.

Rick regularly meets with them to ascertain their needs and to provide them with suitable recommendations.

Rick is committed to setting the highest standards of professional excellence and integrity and plays a crucial role in the development and implementation of all company investment programs, strategies and designs.

Rick also believes that clear and concise communications coupled with ongoing needs evaluation is indispensible in maintaining client satisfaction and long-term investment performance.

Rick works diligently to provide asset allocation recommendations to clients that are suitable for each investor’s unique financial situation, goals, risk tolerance and investment time horizon

As a Financial Advisor, Rick works closely with each client to help eliminate the emotional side of investing, which can frequently derail a disciplined approach designed to meet long-term objectives.

As a financial advisor, Rick understands that success is not only measured by your financial well-being, but is also about your confidence and your comfort level in how you are building toward your future.

In a world where market conditions and the economic climate can change swiftly, Rick emphasizes a flexible approach to client financial plans.  An approach that can evolve with you and still respond to changes and challenges that are a natural part of investing each investor’s unique financial situation, goals, risk tolerance and investment time horizon

Rick has more than 30 years experience in the investment industry. Prior to The Warwick Group, Rick held positions at a number of major Wall Street firms and banking institutions.

For greater potential success, Rick recognizes how crucial it is to have a clear mandate on how to best utilize different investment strategies to the benefit of each client’s investment objectives.

He believes that investors often look only in one direction — backward — instead of forward, when making financial decisions.

Although markets will react differently to outside influences (economic indicators, earnings reports, geopolitical events, etc.), investors are more likely to meet and exceed their goals when they rely on active management to help ensure their portfolios are properly positioned.

He has dedicated his time and resources to provide testimony and constructive proposals for reforms in the securities industry and legislation for full financial disclosure as well sound accounting and fiscal policy.

Rick understands the importance of analyzing each client’s current financial situation as well as their personal goals and risk profiles. He believes that balanced professional management is the key to helping each client along their path to success

Rick effectively communicates his firm’s investment philosophy, economic and market outlook to clients.

IN TODAY’s fast changing and complex world, organizations face a future that can be overwhelming and paralyzing … but also rich with opportunity…

Specializing in business startup and turnaround opportunities, Mr. Warwick is an entrepreneur by nature. A seasoned executive with an M.B.A. and 31 years of progressive management experience,

He currently heads, AWR, Consulting, Inc., an integrated management, marketing, sales and operations consulting firm, where from 2004 until today he has doubled the company’s size.

He is a leading-edge strategist and valued advisor to dozens of national and international corporations, CEO’s and executive management teams. His client base includes a combination of Fortune 500 companies, multi-nationals, mid-caps, privately held companies and high net worth individuals.

He is an expert in strategy, business development; marketing and sales planning; management and organizational change.

He is a market-driven analyst who brings new ideas, approaches and designs to management consulting.

Rick’s breadth and depth of experience, insight, wisdom and judgment have helped clients take on the most complex challenges.

As an Independent advisor, his singular purpose is to help his clients meet and exceed their business objectives and create shareholder value.

His management style is based upon a participative process that empowers senior executives.

Rick’s strong coaching and leadership skills have gained him the reputation for being a, “thought leader”, in the management, marketing, sales and operations arenas.

He is relentless when it comes to producing bottom line results, carefully researching, devising and targeting strategies that will produce short-term profits in conjunction with long-term growth.

He has authored a number of articles on business planning, strategy and economics.

Rick has also spent a great deal of his career researching, writing about and developing essential principles and practices in marketing.

He has lectured to numerous CEO’s, COO’s and CFO’s on a variety of subject matters relating to their industry groups.

Rick has over 19 years of practical consulting experience in business – to – business management, marketing, sales and operations.

Rick acts as a catalyst to the company whether the need is to strengthen revenues or resolve a critical management issue.

He works closely with senior management teams to create breakthrough strategies, accelerate implementation and develop high-performance organizations.

Prior to taking the CEO position at AWR, Consulting, Inc., Rick was Senior Vice-President of Operations at Nomura Equities, LLC; an integrated sales, marketing and investment planning firm where he was the head of their Global Band Private Banking Divisions.

Rick draws upon two decades of experience in strategy development, strategic consulting and business plan marketing and knowledge in order to provide his clients with the competitive edge necessary to achieve their goals.

He helps his clients succeed by collaborating to find unique solutions to their business challenges, devising business strategies to produce profitable growth while, at the same time, managing risk.

Prior to joining AWR, Rick held a number of executive and management positions with major banks; savings and loans and brokerage firms.

Rick’s professional affiliations include board member and leadership positions with several non-profit organizations. He has served as President of the Buena Park Chamber of Commerce and the Exchange Club of Buena Park.

SUMMARY:

Times are tough and markets are very competitive. In this economy, you need a new perspective from a consultant who has experience in advising clients on prospering in this recession.

Rick has a history of helping companies survive and thrive during economic downturns.

He can help you develop or evaluate strategies and tactics for surviving these times.

Specializing in business startup and turnaround opportunities, Mr. Warwick is an entrepreneur by nature. A seasoned executive with an M.B.A. and 31 years of progressive management experience,

He currently heads, AWR, Consulting, Inc., an integrated management, marketing, sales and operations consulting firm, where from 2004 until today he has doubled the company’s size.

He is a leading-edge strategist and valued advisor to dozens of national and international corporations, CEO’s and executive management teams. His client base includes a combination of Fortune 500 companies, multi-nationals, mid-caps, privately held companies and high net worth individuals.

He is an expert in strategy, business development; marketing and sales planning; management and organizational change.

He is a market-driven analyst who brings new ideas, approaches and designs to management consulting.

Rick’s breadth and depth of experience, insight, wisdom and judgment have helped clients take on the most complex challenges.

As an Independent advisor, his singular purpose is to help his clients meet and exceed their business objectives and create shareholder value.

His management style is based upon a participative process that empowers senior executives.

Rick’s strong coaching and leadership skills have gained him the reputation for being a, “thought leader”, in the management, marketing, sales and operations arenas.

He is relentless when it comes to producing bottom line results, carefully researching, devising and targeting strategies that will produce short-term profits in conjunction with long-term growth.

He has authored a number of articles on business planning, strategy and economics.

Rick has also spent a great deal of his career researching, writing about and developing essential principles and practices in marketing.

He has lectured to numerous CEO’s, COO’s and CFO’s on a variety of subject matters relating to their industry groups.

Rick has over 19 years of practical consulting experience in business – to – business management, marketing, sales and operations.

Rick acts as a catalyst to the company whether the need is to strengthen revenues or resolve a critical management issue.

He works closely with senior management teams to create breakthrough strategies, accelerate implementation and develop high-performance organizations.

Prior to taking the CEO position at AWR, Consulting, Inc., Rick was Senior Vice-President of Operations at Nomura Equities, LLC; an integrated sales, marketing and investment planning firm where he was the head of their Global Band Private Banking Divisions.

Rick draws upon two decades of experience in strategy development, strategic consulting and business plan marketing and knowledge in order to provide his clients with the competitive edge necessary to achieve their goals.

He helps his clients succeed by collaborating to find unique solutions to their business challenges, devising business strategies to produce profitable growth while, at the same time, managing risk.

Prior to joining AWR, Rick held a number of executive and management positions with major banks; savings and loans and brokerage firms.

Rick’s professional affiliations include board member and leadership positions with several non-profit organizations. He has served as President of the Buena Park Chamber of Commerce and the Exchange Club of Buena Park.

SUMMARY:

Times are tough and markets are very competitive. In this economy, you need a new perspective from a consultant who has experience in advising clients on prospering in this recession.

Rick has a history of helping companies survive and thrive during economic downturns.

He can help you develop or evaluate strategies and tactics for surviving these times.

AWR, Consulting, Inc., is a strategic management advisory service to B2B clients.

We work with companies from across all industry groups to develop unique, customized and comprehensive strategies that deliver lasting results.

Our clients are both domestic and international in nature, ranging from Fortune 500 companies and multi-national conglomerates to mid-cap and start-up companies.

Since 2004, we have been advising companies and creating strategies that dramatically improve business performance through innovative solutions that drive top-line growth and earnings.

We help companies succeed by collaborating with management to find unique ways of solving their business challenges.

We work closely with executive teams to remove barriers that prevent them from achieving their goals and reaching their true potential.

We develop and implement practical solutions to bridge the gaps between where our clients are and where they need to be.

Our purpose is to achieve results . . . create a value added, sustainable competitive advantage.

We develop and execute successful business, marketing, sales and/or operations strategies that impact the bottom line.

Drawing upon years of experience and knowledge, our strategist and planning consultants help companies gain and keep their competitive edge.

All the brilliant thinking in the world won’t solve anything unless you take action. Our approach is geared toward doing just that. We are value driven and intensely results-oriented.

We can provide practical solutions to your critical business, planning, marketing, sales or growth challenges.

In keeping with The Warwick Group’s long tradition of public service, AWR Consulting, Inc. is proud to announce the release of its most recent white paper submitted to banking regulators, “How Federal Regulators, Lenders, and Wall Street Created America’s Housing Crisis — Nine Proposals for a Long-Term Recovery.”

For more information about our products and services, please call 877-925-4833.

PRESIDENT / SVP OPERATIONS / DIRECTOR SALES / VP SALES

Consulting / Business Start-up / Turnaround / Strategic Planning

P & L / Operations / Sales & Marketing

Marketing and Sales Leader: I have enjoyed a classical management, marketing and sales career that has included key positions with AWR, Consulting, Inc.; American West Resources, Inc. and Fidelity Federal Bank.  My professional growth has included positions as a Corporate President, Senior Vice-President of Operations, Director of Sales and Vice-President of Sales.

Entrepreneurial Experience / Business Owner / Consulting / Business Start-ups / Turnaround: For over 19 years, I have applied marketing and sales expertise to the starting, growing and turning around of small to medium-sized companies.  I have a demonstrated history of increasing sales, reducing costs and streamlining operations across a wide range of situations.

Major Corporate Functions / Proven Record: I possess a richly varied background in executive management including P&L experience, formulating corporate policy, building infrastructures, establishing capital requirements and developing strategic alliances.  Positions held have contributed to a consistent record of achieving double-digit gains in revenues and profits.

Sales Teams / World Class: Highly skilled in recruiting, developing, motivating, mentoring and training high performance, success driven, solutions oriented national and regional sales teams.

MBA – Golden Gate University, San Francisco BS – University of Wisconsin, Superior

Accelerated growth and reduced operating costs at wholesale and retail levels: AWR, Consulting, Inc. has been retained as interim Chief Operating Officer for several, California retail and wholesale firms. During this period, we increased sales more than 74% to $46 million while reducing overhead expenses by 11 percent

Established a privately held company: Created American West Resources, Inc, a financial services company, generating $6 million in sales in just over two years

Orchestrated turnaround of Chamber of Commerce: Brought in as President to restore Chamber to profitability, increased sales by 56 percent, reduced operating costs by 43 percent, achieved objective within one year

Developed industry changing arbitrage program: As Vice President of Sales for Fidelity Federal Bank, increased annual sales from $1.2 billion to $6.5 billion through arbitraging funds deposited, generating over $16 million, annually, in bottom line profits

AWR, Consulting, Inc. President / Chief Executive Officer     1995 – present

American West Resources, Inc.     Senior Vice President     1990 – 1995

Fidelity Federal Bank Vice President of Sales     1978 – 1990

PROFESSIONAL BIOGRAPHY

Specializing in Private Banking, Mr. Warwick is an entrepreneur by nature, a seasoned executive with an MBA and 27 years of progressive management experience.

Prior to taking the CEO position at AWR, Consulting, Inc., Rick was Senior Vice-President of Operations at Nomura Equities, LLC, an integrated sales, marketing and investment planning firm.

He is a leading-edge strategist and valued advisor to dozens of national and international corporations, CEO’s and executive management teams.

He has over 23 years of practical consulting experience in business – to – business management and marketing.  He is a market-driven analyst who brings new ideas, approaches and designs to management consulting.

He is an expert in strategy, business development; marketing and sales planning; management and organizational change.

His client base includes a combination of Fortune 500 companies, multi-nationals, mid-caps and privately held companies.

For over 20 years, Rick has worked closely with the senior management of many of the world’s leading corporations to create breakthrough strategies, accelerate implementation and develop high-performance organizations.

Rick’s breadth and depth of experience, insight, wisdom and judgment have helped clients take on the most complex challenges.

As an Independent advisor, his singular purpose is to help his clients meet and exceed their business objectives and create shareholder value.

His management style is based upon a participative process that empowers senior executives.

Rick acts as the catalyst, whether the need is to strengthen revenues and profits through a new and focused business strategy or a critical management issue.

Rick’s strong coaching and leadership skills have gained him the reputation for being a, “thought leader”, in the management, marketing, sales and operations arenas.

Rick draws upon two decades of experience in strategy development, strategic consulting and business plan marketing and knowledge in order to provide his clients with the competitive edge necessary to achieve their goals.

He helps his clients succeed by collaborating to find unique solutions to their business challenges, devising business strategies to produce profitable growth while, at the same time, managing risk.

He is relentless when it comes to producing bottom line results, carefully researching, devising and targeting strategies that will produce short-term profits in conjunction with long-term growth.

Rick’s professional affiliations include board member and leadership positions with several non-profit organizations.  He has served as President of the Buena Park Chamber of Commerce and the Exchange Club of Buena Park.

Rick has also spent a great deal of his career researching, writing about and developing essential principles and practices in marketing.

He has authored a number of articles on business planning, strategy, marketing and economics.

He has lectured to numerous CEO’s, COO’s and CFO’s on a variety of subject matters relating to their industry groups.

In today’s rapidly changing and complex world, organizations face a future that can be overwhelming and paralyzing . . . but also rich with opportunity.

Times are tough and markets are very competitive.  In this economy, you need a new perspective from a consultant who has experience in advising clients on prospering in this recession.

Rick has a history of helping companies survive and thrive during economic downturns.  He can help you develop or evaluate strategies and tactics for surviving these times.

Prior to joining AWR, Rick held a number of executive and management positions with major banks; savings and loans and brokerage firms.

PRESIDENT / SVP OPERATIONS / DIRECTOR SALES / VP SALES

Consulting / Business Start-up / Turnaround / Strategic Planning

P & L / Operations / Sales & Marketing

Marketing and Sales Leader: I have enjoyed a classical management, marketing and sales career that has included key positions with AWR, Consulting, Inc.; American West Resources, Inc. and Fidelity Federal Bank.  My professional growth has included positions as a Corporate President, Senior Vice-President of Operations, Director of Sales and Vice-President of Sales.

Entrepreneurial Experience / Business Owner / Consulting / Business Start-ups / Turnaround: For over 19 years, I have applied marketing and sales expertise to the starting, growing and turning around of small to medium-sized companies.  I have a demonstrated history of increasing sales, reducing costs and streamlining operations across a wide range of situations.

Major Corporate Functions / Proven Record: I possess a richly varied background in executive management including P&L experience, formulating corporate policy, building infrastructures, establishing capital requirements and developing strategic alliances.  Positions held have contributed to a consistent record of achieving double-digit gains in revenues and profits.

Sales Teams / World Class: Highly skilled in recruiting, developing, motivating, mentoring and training high performance, success driven, solutions oriented national and regional sales teams.

MBA – Golden Gate University, San Francisco BS – University of Wisconsin, Superior

Accelerated growth and reduced operating costs at wholesale and retail levels: AWR, Consulting, Inc. has been retained as interim Chief Operating Officer for several, California retail and wholesale firms. During this period, we increased sales more than 74% to $46 million while reducing overhead expenses by 11 percent

Established a privately held company: Created American West Resources, Inc, a financial services company, generating $6 million in sales in just over two years

Orchestrated turnaround of Chamber of Commerce: Brought in as President to restore Chamber to profitability, increased sales by 56 percent, reduced operating costs by 43 percent, achieved objective within one year

Developed industry changing arbitrage program: As Vice President of Sales for Fidelity Federal Bank, increased annual sales from $1.2 billion to $6.5 billion through arbitraging funds deposited, generating over $16 million, annually, in bottom line profits

AWR, Consulting, Inc. President / Chief Executive Officer     1995 – present

American West Resources, Inc.     Senior Vice President     1990 – 1995

Fidelity Federal Bank Vice President of Sales     1978 – 1990

advantage.  Careful research, on-target planning, and  relentless implementation produce bottom line results, devising a strategies to produce short term profits and long term growth – strategy andmarketing consultants.

Management advisors – strategy and planning experts – specializing in strategy and marketing consulting – helping clients grow and change since 1986.

We help clients succeed by collaborating to find unique ways to solve their business challenges. Drawing upon years of experience and knowledge, we help companies gain and keep their competitive edge.

Times are tough and markets are very competitive. In this economy, you need a new perspective from a consultant who has experience in advising clients on prospering in this recession. We have a history of helping companies survive and thrive during economic downturns. We can help you develop or evaluate strategies and tactics for surviving the downturn.

Drawing upon years of experience and knowledge, we help clients gain a competitive edge. View some of our success stories, and learn how we can assist your business achieve its goals. Our core purpose is to help our clients profitably grow today and tomorrow – providing a provable return on your investment. Whether it is a strategic, business, marketing, organizational or other business challenges, we work with you to reach your goals.

Experience

Ken is an experience management advisor with over 25 years of experience in strategic and market planning; working closely with the senior management of many of the nation’s leading corporations. His clients include both domestic and international firms that range from Fortune 100 to start-ups. Ken is an expert in strategy development, strategic business and marketing

planning, and organizational change. With strong coaching and leadership skills, he has gained the reputation for being a thought leader in the arena of planning and strategy. He has authored

several books on marketing and planning. He served on the adjunct faculty at the Graduate School of Business at the University of St. Thomas for over two decades, teaching MBA level courses in strategy, product management, and marketing, and has lectured on planning and strategy at the University of Minnesota, Carlson School of Management. Ken has an M.B.A. from Queen’s University and a B. Sc. from the University of Minnesota.

Social/Volunteer Organizations

Ken has held several professional society leadership positions, including American Management Associations Chapter President. Ken has been a board member for various for-profit and non-profit organizations and has been on the advisory board for the Inventor’s Resource Council for 15 years. He has been proving pro-bono marketing seminars and individual consultations inventors at the annual Minnesota Inventors Congress for 11 years.

AWR, Consulting, Inc. provides management consulting/advisory services to B2B and  B2C  clients – creating growth, value, profits and a sustainable competitive

advantage.  Careful research, on-target planning, and  relentless implementation produce bottom line results, devising a strategies to produce short term profits and long term growth – strategy andmarketing consultants.

Management advisors – strategy and planning experts – specializing in strategy and marketing consulting – helping clients grow and change since 1986.

We help clients succeed by collaborating to find unique ways to solve their business challenges. Drawing upon years of experience and knowledge, we help companies gain and keep their competitive edge.

Times are tough and markets are very competitive. In this economy, you need a new perspective from a consultant who has experience in advising clients on prospering in this recession. We have a history of helping companies survive and thrive during economic downturns. We can help you develop or evaluate strategies and tactics for surviving the downturn.

Drawing upon years of experience and knowledge, we help clients gain a competitive edge. View some of our success stories, and learn how we can assist your business achieve its goals. Our core purpose is to help our clients profitably grow today and tomorrow – providing a provable return on your investment. Whether it is a strategic, business, marketing, organizational or other business challenges, we work with you to reach your goals.

Experience

Ken is an experience management advisor with over 25 years of experience in strategic and market planning; working closely with the senior management of many of the nation’s leading corporations. His clients include both domestic and international firms that range from Fortune 100 to start-ups. Ken is an expert in strategy development, strategic business and marketing

planning, and organizational change. With strong coaching and leadership skills, he has gained the reputation for being a thought leader in the arena of planning and strategy. He has authored

several books on marketing and planning. He served on the adjunct faculty at the Graduate School of Business at the University of St. Thomas for over two decades, teaching MBA level courses in strategy, product management, and marketing, and has lectured on planning and strategy at the University of Minnesota, Carlson School of Management. Ken has an M.B.A. from Queen’s University and a B. Sc. from the University of Minnesota.

Social/Volunteer Organizations

Ken has held several professional society leadership positions, including American Management Associations Chapter President. Ken has been a board member for various for-profit and non-profit organizations and has been on the advisory board for the Inventor’s Resource Council for 15 years. He has been proving pro-bono marketing seminars and individual consultations inventors at the annual Minnesota Inventors Congress for 11 years.